UNDERSTANDING UBER INJURY LAWSUITS AND LEGAL OPTIONS: WHAT YOU SHOULD KNOW

Understanding Uber Injury Lawsuits and Legal Options: What You Should Know

Understanding Uber Injury Lawsuits and Legal Options: What You Should Know

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Uber has changed the way we travel. With a simple tap on your smartphone, a ride is available at your fingertips, making it incredibly convenient. As convenient as Uber is, it’s not without its risks. Collisions can occur, and when they do, passengers may suffer injuries.

This article explores what kinds of injuries are most common in Uber accidents, how to determine liability, as well as the legal process for compensation.

Frequent Injuries from Uber Rides

When riding in an Uber, many different types of injuries, especially if the driver is involved in an accident. Among the most common injuries are:

Cervical Strain: Whiplash often results from rear-end crashes, causing pain and limited mobility. It can take time to develop symptoms, making it hard to immediately detect.

Broken Bones: High-impact accidents can lead to broken arms, legs, and ribs. Fractures may demand extended treatment and rehabilitation.

Traumatic Brain Injuries (TBI): Brain injuries, including concussions, are often serious after crashes. They can lead to lasting cognitive and health challenges.

Herniated Discs and Paralysis: Accidents can cause serious spinal issues, including disc herniation and paralysis. These injuries may require surgery, physical therapy, and long-term care.

Muscle Tears and Ligament Damage: These injuries can involve torn ligaments, strained muscles, and more. Despite being "minor," they can cause considerable pain and complications.

Severe Scratches and Lacerations: Sharp debris from accidents may cause deep wounds. Some of these wounds may require stitches or surgical repair.

Figuring Out Fault in Uber Injury Cases

Determining fault in Uber accident cases can be tricky. Multiple parties might share the blame for an accident. Liability can include the Uber driver, other drivers, or even third parties.

Driver Liability: If the driver was negligent, distracted, or driving recklessly, they might be liable. This includes speeding, texting while driving, or breaking traffic laws.

A Different Driver: If another motorist causes the crash, they could bear the blame.

Uber’s Liability: Uber may be liable in certain situations through its insurance policies. Uber’s insurance includes a $1 million policy for accidents during trips.

Liability from Third Parties: Third parties, such as government entities or manufacturers, may be liable. In such cases, lawsuits may involve multiple parties to determine responsibility.

What Uber’s Insurance Covers in Accidents

Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.

Driver Not Using the App: If the driver is not using the Uber app, their personal insurance applies.

Driver Available for Rides: While waiting for a ride request, Uber’s insurance offers minimal coverage. This includes up to $50,000 per person for injuries and website $25,000 for property damage.

Active Uber Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.

How to File a Legal Action for Uber Injuries

In severe injury cases, legal action might be the best option if insurance fails. The legal process can help victims recover lost wages, medical expenses, and damages.

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